Equity release

Equity Release Advice

At Templegate Financial Planning, we offer equity release advice to clients across Hampshire, Wiltshire, and Berkshire. Most reside in Andover, Salisbury, Newbury, Basingstoke and the surrrounding areas. We will work with you to help you decide whether equity release is the right option for you, and from there can give you the sound financial advice that we have become renowned for. Whatever your circumstances, our team will work to deliver bespoke and completely personalised advice to you, tailored to your individual needs.

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Equity release is a way of taking equity from your home using a lifetime mortgage. It can be an effective way to release funds to pay for care in later life, or to adapt your home so that it’s suitable for home care. The funds can also be used as a way to gift money to your children. It can even be a way of increasing your income, so that funds are released annually over time, instead of in one lump sum.

This form of lending is most suitable for those over 65, however, it’s possible to do this if you are over 55. It is important to understand that these are lifetime mortgages. To understand their features and risks, you will need to have a personalised illustration. We have access to the whole of the market and provide unbiased advice, even if the best thing for you is to downsize to release equity. To discuss your plans and whether equity release is suitable for you, please get in touch.

We cannot wait to start working with you on your equity release, whether you know exactly what you are looking for or not. We have worked with countless clients in Andover and the surrounding areas and understand that when it comes to equity release, your concerns come first. Get in touch with us to find out more about bespoke, personalised advice on equity release in Andover.

Get in Touch

Contact the team at Templegate Financial Planning today to find out more about the equity release advice services that we offer in Andover. We are always more than happy to help with the full range of questions that you might have, so whether you are over 65 or over 55, be sure to check with our team of experienced financial advisors whether equity release is right for you.

Call 01264 300 125 or email enquiries@templegatefinancial.co.uk as soon as possible. The team at Templegate Financial Planning are here to help with the full range of concerns and queries regarding equity release in Andover.

[Get in Touch with Templegate Financial Planning Today]

This form of lending is more suitable for those over age 65, however it is possible to do this if you are over age 55. It is important to understand that these are lifetime mortgages. To understand their features and risks, you will need to have a personal illustration.

Templegate Financial Planning Ltd is an appointed representative of 2plan wealth management Ltd. It is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under reference 216855. Registered Office: 46 East Street, Andover. SP10 1ES. Registered in England No. 04416499.

 

 

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    "We were looking to do Equity Release initially, this requiring specialist advice. As we were progressing with this process, we realised that Mark could offer us professional advice in other financial areas. Mark was able to guide us through the Equity Release process with success. I have just bought a lifetime annuity with Mark’s help. He explained everything simply but thoroughly, handled all the forms and “bumpf”, and was able to get me a good deal. Along the way he has given us ideas as to investments and savings which we will action in the future with his help. We had an excellent result re the Equity Release, and I am very happy with the pension deal. Nothing. He knows his stuff."

    Gill Payne

    A client since 2023

    Andover

    22/02/2024

    "I have found Mark at Templegate to be open, honest and really helpful. Mark has provided pension and ISA advice primarily although our informal discussions have included tax and wider investment choices. I’m looking forward to working with Mark over the coming years. He has been clear and open regarding fees and products and flexible around meetings either in person or over the phone. "

    Steve Brown

    A client since 2024

    Andover

    15/03/2024

    "My wife and I had reached a certain age and were at a point in life when we felt we needed a guiding hand to manage the financial options for our future. Mark gave us candid advice in a simple and straightforward manner that we could understand. It helped us make the decisions we had long been postponing, for which we were extremely grateful."

    Alistair Work

    A client since 2024

    Andover

    20/03/2024

    "My wife and I met with Mark to discuss Equity Release. From the outset Mark was professional in his approach and put us at ease. The advice he gave was clear and concise and he explained our options in detail and in a manner that was easy to understand. "

    Martin & Sharon Reed

    A client since 2024

    Andover

    26/04/2024

    "1. What were the circumstances that caused you to initially look for an adviser? I wanted a good income protection plan. 2. How has Mark Bastable helped you? He helped me get some income protection plans with great price. 3. Have you seen the outcome you were hoping for? Yes. 4. In what circumstances would you recommend Mark to a family member, friend or colleague? I would consider recommending them to anyone who expressed a need to speak to an adviser. 5. Did you read reviews of your adviser on VouchedFor.co.uk before becoming a client? No, I didn't read reviews. 6. Has Mark asked you to refer / recommend them to people you know? No 7. How were your circumstances discussed as part of the process? They listened to my circumstances, and I felt they fully understood them. 8. How comfortable did you feel discussing sensitive personal information through the process? I felt quite comfortable. 9. How confident are you that Mark found you the most suitable insurance / protection policy for you? Confident. 10. How confident are you that you understand the impact of your circumstances on your policy? I have some understanding of how my circumstances impact the premium and/or exclusions on my policy. 11. How did Mark and their firm earn money from working with you? They earn commission on the policy from the provider, which does not impact the premium. 12. Would you still be able to make a claim on your insurance if you don’t keep up your payments? No. 13. Do you have a policy that provides a payment if you were to pass away (Life Insurance policy)? Yes, taken out privately. 14. Do you have a policy that provides a lump sum if you are diagnosed with a life changing illness? (Critical Illness Cover) Yes, taken out privately. 15. Do you have a policy that provides an income if you are off sick? (Income Protection policy) Yes, taken out through Mark and/or their firm. 16. When would you next prefer to review your protection needs? Not sure. 17. How would you prefer to kick-off the next review of your protection needs? I would prefer my protection adviser to contact me. 18. Did you ever have to chase the adviser or their team to get things done through the process? Never. 19. How responsive was the adviser / their team? Very responsive. 20. How easy was it to share documents with your adviser / their team? Very easy 21. How do you engage with the correspondence you receive from Mark and/or their firm? I quickly look for the most important parts. 22. How clear is the correspondence you receive from Mark and/or their firm? Clear. "

    Hafeez Owonifari

    A client since 2024

    Andover

    01/05/2024

    "1. What were the circumstances that caused you to initially look for an adviser? In 2015 we wanted to find and advisor who we could trust to give good independent advice to safeguard our investments. 2. How has Mark Bastable helped you? We have remained with Mark since 2015 which should indicate the trust and confidence that we have continued to place in his advice. Mark is always approachable and is always prepared to spend time on research before giving appropriate advice. 3. Have you seen the outcome you were hoping for? We are investing for the long term and to date our investments have shown that we are in safe hands. 4. What could they have done better? Nothing "

    Derek Binks

    A client since 2015

    Andover

    16/05/2024

    "My wife and I have used the services of Mark for many years. We have always found him to be completely honest and trustworthy and he has guided us professionally with any requests that we have made. His advice is always thorough and he has helped us to make sound investments and plan for our retirement. We would definitely recommend Mark."

    Dave Harman

    A client since 2008

    Basingtoke

    27/06/2024

    "Mark’s advice to us as first-time buyers was invaluable. He was friendly, professional, always contactable and extremely efficient, providing advice about suitable mortgages, solicitor recommendations and life insurance policies. Would highly recommend!"

    Johnathan Ireland & Martha Smith

    A client since 2024

    Andover

    01/12/2024

    "I have known Mark for many years now. Throughout he has been trustworthy and very patient with my questions. Over the years my needs have changed but I can still rely on Mark to find the right product for me. I am very happy with his services."

    Veronica Tyrrell

    A client since 2007

    Worcester

    03/12/2024

    "What could Mark have done better? Can’t think of anything. What were the circumstances that caused you to initially look for an adviser? When I left a corporate company and needed to organise a private pension. How has Mark helped you? In every aspect of my private pension and savings. Have you seen the outcome you were hoping for? Yes absolutely. I would have made some bad choices without Mark’s advice"

    Ken Bowden

    A client since 2001

    Basingstoke

    03/12/2024

    "Mark has provided us with financial advice for many years with particular focus on pensions, ISAs and reducing our inheritance tax liability. We have no hesitation in recommending him."

    Margaret Garrod

    A client since 2005

    Fleet

    04/12/2024

    "Mark has been our financial adviser for several years and continues to offer an excellent level of guidance and support. Specifically, he has helped with mortgage and investment advice taking into consideration our long term retirement objectives. We continue to use Mark's services as he understands our financial circumstances and explains how best to achieve our future goals. The advice Mark provides continues to keep us informed and we feel he is always looking at the best strategies to help our investment grow."

    Andrew Winnett

    A client since 2014

    Andover

    04/12/2024

    "I contacted Mark for advice for the best use of an inheritance and my retirement plans. Mark was very informative and explained my options clearly and thoroughly. He responds quickly to any questions and is very customer focused."

    Jan Levene

    A client since 2024

    Andover

    04/12/2024

    Reviews and Ratings for Financial adviser Mark Bastable, Salisbury