Long-term care planning

Long Term Care Planning

Long term care covers a variety of services which help people with a chronic illness or disability, who cannot care for themselves for long periods. For those who cannot care for themselves at home, residential care will need to be considered. According to Age UK, costs average around £600 a week for a care home place and more than £800 a week for a place in a nursing home. For many, this is a significant amount of money, and there is no way of knowing how long you will need to pay it. You’re not obliged to get professional financial planning advice when choosing how to finance your long-term care. But in most cases, it’s crucial to do so as there are numerous options, including:

Pre-funded insurance
Immediate needs care plan
Care bonds
Equity release
Existing sources of income
Let property
Deferred care plans

We will recommend the best way to fund long-term care that is compatible with you and your family’s priorities. We can help with other areas such as finding professionals who can write your will, or set up a Power of Attorney. To discuss your long-term planning needs and find the best solution for you, please get in touch.

"Mark has provided long term investment advice for my wife and I for a number of years. Our annual review takes a detailed look at our ongoing financial goals, changes to our financial position and any changes to our risk profile to ensure that our investments continue to meet our needs. Mark explains the investment evaluation process in simple terms to ensure we are comfortable with the choices we make. There is no pressure as all the decisions are ours. We are happy to continue using Mark as our adviser."

David Bull

A client since 2021

Basingstoke

08/11/2021

"Mark was very helpful with helping me aquire income protection insurance. Will definitely be using his services again. "

Josh Hern

A client since 2022

Basingstoke

23/07/2022

"Mark has advised me for a number of years and recently helped with my pension. His advice on this area was clear and importantly he helped to use understandable language when explaining the various options that were availble to me. Everything was completed in a timely manner and going forward I feel in good hands for my financial needs and advice."

Joe Allnutt

A client since 2009

St Mary Bourne

10/08/2022

"Mark has provided excellent financial advice to my wife and I over the last 7 years. The decisions we make are well explained and always in our best interest based on our detailed discussions. Mark prides himself on knowing our long term financial goals and as such can always explain the best course of action. I go to Mark when making any significant financial decision as I feel comfortable he will listen and advise accordingly. The benefit of Mark’s good financial advice and planning helps give security and confidence for our future."

Andy Winnett

A client since 2014

Andover

22/07/2022

"Thanks for the advice about transferring my pension, which is now paying a monthly sum into my bank account. After checking on the Unbiased platform and FCA website before going ahead, we had a couple of face to face meetings to explain the process, and after listening to what I wanted to achieve, you advised me of the best way forward. I am very pleased to say that I am happy with the advice and work you carried out for me and would recommend you."

Anonymous

A client since 2022

Basingstoke

11/08/2022

Long Term Care Planning

Helping you plan for today, tomorrow and the unexpected