Working people

Working and building your wealth

You may be many years away from retirement. You might be raising a family; perhaps considering private education, and therefore wondering how to cover school fees. You may be working your way up the career ladder, or running your own business. What all of our clients have in common is the desire to plan for tomorrow, whilst enjoying today!

How can we help?

We will:

  • Assess your current financial situation
  • Understand your goals and aspirations for the short term and the long term
  • Formulate a financial plan to help you to achieve your goals
  • Deliver the plan, managing the relevant paperwork and ensuring that it’s implemented as smoothly as possible
  • Offer regular reviews of your situation and adapt your plan if necessary, ensuring that there’s a back-up plan for the unexpected!

Having a financial plan in place will give you the confidence to face the future. We’ll provide you with bespoke, one-to-one support to ensure that your plan will work for you and your family.

Please remember that the value of investments, and any income from them can fall as well as rise, so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Relevant services

It’s never too early to start planning for your retirement and putting money into your pension. We’ll help you understand the important questions, including:

  • How much do I need to save now to retire comfortably?
  • Will I be able to do everything I want in retirement?
  • When will I be able to retire?
  • Would I be better merging my pensions?
  • Am I paying too much for my pension plan?

With access to the entire market, we can provide a pension plan which meets your individual needs.

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

There’s a huge range of investment options available; deposit accounts, stocks and shares ISAs, unit trusts, OEICs, investment bonds, structured products and more. All clients want to know the best way to invest their money, however, the best approach is rarely simple, and has to be appropriate to the individual and their attitude to risk. We undertake diligent research and present our advice in a concise, understandable way. We focus on recommending products and investment portfolios that have the following features:

  • Performance is consistent with risk levels
  • Charges which reflect value for money
  • Tax efficiency

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

If you are moving home, considering buying your business premises or simply looking for the best re-mortgage deal, we can provide mortgages for the following property types:

  • Residential
  • Buy-to-Let
  • Let-to-Buy
  • Self-Build

We have access to the whole of the mortgage market. This means that we will find a competitive product for you which is the most appropriate for your needs. We do not advise on commercial mortgages or bridging loans, but have established links with commercial lenders who we can refer you to.

Your home may be repossessed if you do not keep up payments on your mortgage.

When it comes to planning for the unexpected, it’s essential that you consider protection. This will provide an income for you or your family should you die, become seriously ill or are unable to work. We offer independent advice on various insurance products including:

  • Life assurance
  • Accident, sickness and unemployment cover
  • Income protection/permanent health insurance (PHI)
  • Critical illness cover
  • Serious illness cover
  • Private medical/health insurance

We’ll ensure that your policies are appropriate to your needs and provide good value for money. We can often replace existing policies for ones with lower premiums.

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"I retired recently from many years working for HM Government, and thought long about the most prudent way to invest money from my pension lump sum. My attitude to risk has always erred on the side of caution, driven in no small part by horror stories of scams and the gullibility of others. My partner has invested in ISAs and share portfolios under guidance from Mark Bastable of Templegate, and so I met with Mark to explore options. I found Mark to be very personable, patient and professional in his approach to understand my concerns, Mark took the time to clarify aspects of my investment that were unclear to me. I decided to act similarly to my partner and invested in an ISA and a share portfolio; its early days yet but I look forward to meeting with Mark in future to review positive progress."

Maurice Bardsley

A client since 2019

Woking

16/12/2019

"I contacted Mark because I needed Pension advice. After meeting with me and understanding my attitude to Risk Mark advised me on investing my 'Pension Pot'. The following year my attitude to risk had changed, I'm a bit closer to retirement age. Mark met with me and talked through the new investment plan he was advising me to move to. He took the time to talk through the potential benefits and risks of each part of the new plan. Mark also advised me of my options for when I decide to use my Pension savings. Some options I wasn't previously aware of. During our meetings I haven't felt rushed. I've felt comfortable asking questions that I felt would be common knowledge and that I should already know the answers to."

Roz Phillips

A client since 2017

Andover

17/01/2020

"Mark, has for many years provided us with sound financial advice with regard to investments into ISAs and personal pensions. I have no hesitation in recommending him to others."

Margaret Garrod

A client since 2005

Fleet

23/03/2020

"I have been investing via Mark for 5 years. During that time Mark has provided advice whenever needed, as well as a thorough review once a year. He has been particularly helpful during the present crisis and has been available quickly by phone and email."

Lew Fost

A client since 2015

Basingstoke

20/04/2020

"Mark Bastable has provided us with independent personal financial advice since approximately 2005 and has never failed to offer fair, thought through and balanced, opinion supported by well researched and accurate information and data. Beyond the quality and competency of his work I would fully recommend Mark to anyone who values the qualities of honesty, integrity, reliability and trust."

Chris & Rachel Holland

A client since 2005

Bramley

01/05/2020

"My wife and I have been receiving advice on investments from Mark for 5 years which he reviews on a yearly basis recommending adjustments when required. The subsequent performance has always been in line with expectations. We find Mark to be professional,open,honest and is always prepared to offer clear and understandable explanations. Even in this present difficult climate we retain faith in his advice."

Derek Binks

A client since 2015

Andover

06/05/2020

"Mark Bastable of Templegate has advised me on financial matters since 2004, initially for pension related issues and then savings. The pension advice has proved to be very advantageous to me and the savings have achieved the goals that I requested. I continue to use this service because I feel I can trust that Mark will always offer advice that is in my best interests. "

Peter Ansell

A client since 2004

Basingstoke

19/05/2020

"Mark Bastable has been offering regular general financial advice to my husband and myself for about 12 years. He has guided our investment bonds; ISAs, savings accounts and general financial well-being, including advice on inheritance tax which generated a substantial amount of unexpected additional inheritance! We have found Mark’s advice to be clear ( we are not financial experts), well evidenced and honest. Mark is personable, approachable and always professional; we have never yet had a reason to doubt the integrity of his advice. "

Mel Stewart

A client since 2008

Basingstoke

25/08/2020

Reviews and Ratings for Financial adviser Mark Bastable, Salisbury