Working people
Working People
You may be many years away from retirement. You might be raising a family; perhaps considering private education, and therefore wondering how to cover school fees. You may be working your way up the career ladder, or running your own business. What all of our clients have in common is the desire to plan for tomorrow, whilst enjoying today!
How can we help?
We will:
- Assess your current financial situation
- Understand your goals and aspirations for the short term and the long term
- Formulate a financial plan to help you to achieve your goals
- Deliver the plan, managing the relevant paperwork and ensuring that it’s implemented as smoothly as possible
- Offer regular reviews of your situation and adapt your plan if necessary, ensuring that there’s a back-up plan for the unexpected!
Having a financial plan in place will give you the confidence to face the future. We’ll provide you with bespoke, one-to-one support to ensure that your plan will work for you and your family.
Please remember that the value of investments, and any income from them can fall as well as rise, so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.
Relevant services
It’s never too early to start planning for your retirement and putting money into your pension. We’ll help you understand the important questions, including:
- How much do I need to save now to retire comfortably?
- Will I be able to do everything I want in retirement?
- When can I afford to retire?
- Can I lower my pension charges to achieve a larger fund in retirement?
With access to the entire market, we can provide a pension plan which meets your individual needs.
Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.
There’s a huge range of investment options available; deposit accounts, stocks and shares ISAs, unit trusts, OEICs, investment bonds, structured products and more. All clients want to know the best way to invest their money, however, the best approach is rarely simple, and has to be appropriate to the individual and their attitude to risk. We undertake diligent research and present our advice in a concise, understandable way. We focus on recommending products and investment portfolios that have the following features:
- Performance is consistent with risk levels
- Charges which reflect value for money
- Tax efficiency
Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.
If you are moving home, considering buying your business premises or simply looking for the best re-mortgage deal, we can provide mortgages for the following property types:
- Residential
- Buy-to-Let
- Let-to-Buy
- Self-Build
We have access to the whole of the mortgage market. This means that we will find a competitive product for you which is the most appropriate for your needs. We do not advise on commercial mortgages or bridging loans, but have established links with commercial lenders who we can refer you to.
Your home may be repossessed if you do not keep up payments on your mortgage.
When it comes to planning for the unexpected, it’s essential that you consider protection. This will provide an income for you or your family should you die, become seriously ill or are unable to work. We offer independent advice on various insurance products including:
- Life assurance
- Accident, sickness and unemployment cover
- Income protection/permanent health insurance (PHI)
- Critical illness cover
- Serious illness cover
- Private medical/health insurance
We’ll ensure that your policies are appropriate to your needs and provide good value for money. We can often replace existing policies for ones with lower premiums.
Helping you plan for today, tomorrow and the unexpected
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I would highly recommend Mark Bastable of Templegate Financial Planning . He will give you solid advice that will definitely benefit your future finances. Everybody has different needs and plans , my ideas and my circumstances were certainly different from any other of his clients. However Marks strength is that he will listen very carefully then make suggestions that are more suitable to you personally. Giving a true tailor made service. His response time is remarkable, he always replied to my many, many questions instantly.
I met Mark a little over a year ago to hopefully take over my pension management from another Financial Advisor. I found Mark to be extremely thorough, pulling information out of me I didn’t realise I knew. The upshot is a Financial Advisor who has kept me on the straight and narrow, helping me to maintain value but meet my needs. A timely intervention recently when market values dipped helped to limit my fund being unnecessarily reduced allowing it to return value over recent months. Mark is on the ball and very helpful.
I highly recommend Mark Bastable. After a detailed Financial Review he patiently explained my Pension options as a couple of my pensions from previous employments were old and needed more further financial investigation. I found Mark to be professional, knowledgeable but also very personable and easy to communicate with. I am continuing to use his services for future investment advice.
We’ve had a great experience working with Mark. He has always given us clear, straightforward advice and taken the time to answer all of our questions, making sure we fully understand our options. He’s helped us save money by finding policies that genuinely match our needs, rather than a one-size-fits-all approach. He has improved our joint life insurance policy, improved our personal sick pay policies, and set up my pension as a stocks and shares ISA. He has also taken the time to discuss the importance of a will with us. We feel confident knowing our finances are well organised and in good hands.
I have been using Mark for his financial services for a few years, I like that he does all of the hard work to ensure the best outcome for my future financial security towards retiring and accommodates my very limited knowledge to achieve my goals. I would strongly recommend Mark for anyone looking for professional financial advice along with an approachable personality.
Mark took over my pension investments a few years ago and has been excellent. He has the ability to explain quite complicated options in a very clear manner whilst having the in depth knowledge to dive into the detail should you require it. Mark has a friendly manner and takes time to listen very carefully to your needs before fully explaining investment options. Mark is proactive and responds quickly to any question you may have at any time. It’s thanks to his advice my pension management costs have reduced and I have been pleased with the performance of the pension investment. I trust Marks advice, value his expertise, and I wouldn’t hesitate in recommending him to my family and friends.
Mark Bastable has recently provided a full review of our pensions and investments, taking time to understand our long-term goals and appetite for risk before making appropriate recommendations. He is very knowledgeable and responsive and answers any questions in easy-to-understand terms. We found the modelling of future income and costs based on different scenarios particularly useful and now have far more peace of mind that we are on track for the retirement we desire. We have no hesitation in recommending Mark.
I have been using mark for his financial services for a few years. I like that he does all the hard work to ensure the best outcome for my future financial security towards retiring and accommodates my very limited knowledge to achieve my goals. I would strongly recommend mark for anyone looking for professional financial advice along with an approachable personality.
My partner was taking early retirement and enlisted Mark's help. Unfortunately, he died unexpectedly leaving me with his estate and so I asked Mark for his help and advice. Without his help I would have not known where to start at this daunting time, but he has always given sound financial advice always with an empathetic, professional manner. I have been receiving financial advice from Mark for over 10 years. He is professional and very thorough focusing on my relevant financial matters as situations as things change from year to year. Initially I didn't have any expectations because I was still numb from bereavement but as the years have passed, I have been able to engage more and see the benefit from the investment plans Mark has made for me.
I went to Templegate as I needed independant advice on savings, pensions and estate planning. My investments need to work hard for me as I'm a carer as well as working (with my own health issues). Mark has been absolutely fantastic at understanding my circumstances and putting together a successful financial plan. Marks advice has taken the pressure off me, allowing for a planned retirement in the next few years. Mark has also understood my needs as I'm neuro divergent. Thank you, Mark, for all your valuable work on my behalf.
When asked would you recommend Mark, I said, “I would be a passionate advocate for them”
Stand out quotes, “Mark has offered invaluable advise which is clear and concise.” “If I have any questions Mark responds quickly. He takes on board my views and offers balanced advice.” “We have regular reviews which are informative and never rushed.” “I would definitely recommend Mark.” “My investments have grown and have a clear strategy moving forward.”
I am extremely grateful to Mark Bastable, an independent financial adviser at Templegate, for his help in arranging an immediate care annuity for my mother. Making decisions about funding care for an elderly parent is never easy, particularly when you want to ensure they can remain in a care home where they feel safe and well looked after. Mark guided me through the process with professionalism, patience and understanding, helping me to make an informed decision about securing the funding needed for my mother’s ongoing care. The process was also easy to manage remotely, using FaceTime calls and uploading the required documents and information. This meant I could deal with everything conveniently without placing any additional demands on me during what was already a difficult time. His clear advice and support made what could have been a very daunting process much more manageable. Having the annuity arranged has given me greater clarity and reassurance about meeting my mother’s immediate care needs and planning for the future. I would like to thank Mark for his help and would be very happy to recommend him to other families facing similar decisions.
