Working people

Working and building your wealth

You may be many years away from retirement. You might be raising a family; perhaps considering private education, and therefore wondering how to cover school fees. You may be working your way up the career ladder, or running your own business. What all of our clients have in common is the desire to plan for tomorrow, whilst enjoying today!

How can we help?

We will:

  • Assess your current financial situation
  • Understand your goals and aspirations for the short term and the long term
  • Formulate a financial plan to help you to achieve your goals
  • Deliver the plan, managing the relevant paperwork and ensuring that it’s implemented as smoothly as possible
  • Offer regular reviews of your situation and adapt your plan if necessary, ensuring that there’s a back-up plan for the unexpected!

Having a financial plan in place will give you the confidence to face the future. We’ll provide you with bespoke, one-to-one support to ensure that your plan will work for you and your family.

Please remember that the value of investments, and any income from them can fall as well as rise, so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

Relevant services

It’s never too early to start planning for your retirement and putting money into your pension. We’ll help you understand the important questions, including:

  • How much do I need to save now to retire comfortably?
  • Will I be able to do everything I want in retirement?
  • When will I be able to retire?
  • Would I be better merging my pensions?
  • Am I paying too much for my pension plan?

With access to the entire market, we can provide a pension plan which meets your individual needs.

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

There’s a huge range of investment options available; deposit accounts, stocks and shares ISAs, unit trusts, OEICs, investment bonds, structured products and more. All clients want to know the best way to invest their money, however, the best approach is rarely simple, and has to be appropriate to the individual and their attitude to risk. We undertake diligent research and present our advice in a concise, understandable way. We focus on recommending products and investment portfolios that have the following features:

  • Performance is consistent with risk levels
  • Charges which reflect value for money
  • Tax efficiency

Please remember that the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you are unsure of the suitability of your investment please seek advice. Tax rules can change and the value of any benefits depends on individual circumstances.

If you are moving home, considering buying your business premises or simply looking for the best re-mortgage deal, we can provide mortgages for the following property types:

  • Residential
  • Buy-to-Let
  • Let-to-Buy
  • Self-Build

We have access to the whole of the mortgage market. This means that we will find a competitive product for you which is the most appropriate for your needs. We do not advise on commercial mortgages or bridging loans, but have established links with commercial lenders who we can refer you to.

Your home may be repossessed if you do not keep up payments on your mortgage.

When it comes to planning for the unexpected, it’s essential that you consider protection. This will provide an income for you or your family should you die, become seriously ill or are unable to work. We offer independent advice on various insurance products including:

  • Life assurance
  • Accident, sickness and unemployment cover
  • Income protection/permanent health insurance (PHI)
  • Critical illness cover
  • Serious illness cover
  • Private medical/health insurance

We’ll ensure that your policies are appropriate to your needs and provide good value for money. We can often replace existing policies for ones with lower premiums.

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"Mark Bastable has provided us with independent personal financial advice since approximately 2005 and has never failed to offer fair, thought through and balanced, opinion supported by well researched and accurate information and data. Beyond the quality and competency of his work I would fully recommend Mark to anyone who values the qualities of honesty, integrity, reliability and trust."

Chris & Rachel Holland

A client since 2005

Bramley

01/05/2020

"My wife and I have been receiving advice on investments from Mark for 5 years which he reviews on a yearly basis recommending adjustments when required. The subsequent performance has always been in line with expectations. We find Mark to be professional,open,honest and is always prepared to offer clear and understandable explanations. Even in this present difficult climate we retain faith in his advice."

Derek Binks

A client since 2015

Andover

06/05/2020

"Mark Bastable of Templegate has advised me on financial matters since 2004, initially for pension related issues and then savings. The pension advice has proved to be very advantageous to me and the savings have achieved the goals that I requested. I continue to use this service because I feel I can trust that Mark will always offer advice that is in my best interests. "

Peter Ansell

A client since 2004

Basingstoke

19/05/2020

"Mark Bastable has been offering regular general financial advice to my husband and myself for about 12 years. He has guided our investment bonds; ISAs, savings accounts and general financial well-being, including advice on inheritance tax which generated a substantial amount of unexpected additional inheritance! We have found Mark’s advice to be clear ( we are not financial experts), well evidenced and honest. Mark is personable, approachable and always professional; we have never yet had a reason to doubt the integrity of his advice. "

Mel Stewart

A client since 2008

Basingstoke

25/08/2020

"The service and personal attention my husband and I received from Mark Bastable of Templegate financial services was way beyond what we were expecting. His knowledge of his job and commitment to finding us a mortgage with the best rate helped us buy the home we were renting. My husband and I went bankrupt in 2013 and lost everything due to the recession, we never thought it would be possible to get back on the property market. Mark was confident from the off and that this was something he could achieve...and he didn't let us down. He was with us every step of the way and would respond to every email I sent quickly and efficiently. Mark came highly recommended from a family member and would recommend him to anyone trying to get a mortgage. Justine and Ken Harris Proud Houseowners"

Justine Harris

A client since 2021

Moulton

25/01/2021

"I am very pleased to give a testimonial for Mark Bastable of Templegate. I am a first-time investor. Mark listened to my concerns regarding my investments and took them into account when making his recommendations. He clearly explained the different products that fitted into my criteria. Mark has always responded quickly to any concerns or queries that I have experienced. I like that he does what he says he is going to do and is always on time with calls. There is never a stupid question, which is quite handy for me and I have never felt rushed by Mark, he takes his time and makes sure that I understand what he is offering. Altogether, I found it a pleasant and interesting experience and I thoroughly recommend Mark's services."

Hilda Harvey

A client since 2021

Lutterworth

12/02/2021

"Mark has been advising my wife and I for 6 years in solely in regard to investments. Recently we decided to move house so sought Mark's advice in regard to securing a mortgage. We had no hesitation in accepting Mark's subsequent recommendation given our positive relationship with him. The mortgage application process was overseen by Mark and completed with few problems. We were completely satisfied with the result as we have been with all the guidance and advice Mark has provided over the past 6 years. "

Derek Binks

A client since 2015

Andover

19/03/2021

Reviews and Ratings for Financial adviser Mark Bastable, Salisbury