Nearly £20 billion unclaimed money and growing The scale of the UK’s lost pensions mountain has been exposed by the largest study yet on the subject[1]. The Pensions Policy Institute surveyed firms representing about 50% of the private defined contribution pensions market[2]. From this the Pensions Policy Institute found 800,000 lost pensions worth an estimated
Read morePension freedoms usher in a new generation The introduction of pension freedoms has been a huge enabler for over 55s, allowing millions to draw income from their pensions flexibly. Pension freedoms offer the opportunity to transition into retirement by continuing to work with reduced hours beyond traditional retirement age. This emerging trend enables you to
Read moreThe key changes you need to know You want to pay the minimum amount of tax legally possible. We want that for you, too. The 2019/20 tax year started on 6 April and in general taxpayers will have more money in their pocket after increases to allowances came into force, but there are a few
Read moreFreedoms to gain accessing your pension pot Changes to pension rules introduced in 2015 mean you’ve now greater access to your pension. It might seem like a far off prospect but knowing how you can access your pension pot can help you understand how best to build for the future you want. Under government rules
Read morePlanning for the retirement you deserve Over time, with life expectancy and the cost of living rising, it could mean that some retirees are at risk of running out of pension income in later life. So what can you do to make sure that you have a big enough pension to meet your needs for
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Autumn is the perfect time of year to curl up under a blanket by the fire with a good book. As the nights draw in and Halloween approaches, there’s nothing quite like a story that sends a delicious shiver down your spine and adrenaline pumping through your veins. Whether you’re a fearless horror fan, a
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Cryptoassets may not be regulated financial products, so please be aware that trading them carries a considerable amount of risk for your capital. Cryptocurrencies are also not covered by existing consumer protection laws and are not suitable for the majority of investors. Crypto is slowly becoming more mainstream, but it remains a high-risk investment. While
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It can be easy to overlook your own financial security if you’re focused on your business. However, if you’re relying on your business to deliver an income, it’s important to take steps that could improve your financial security. If you haven’t already taken these steps, it’s worth considering whether they should form part of your
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