While lifestyle expenses are the most popular reason for accessing a pension, a survey suggests that a significant number of people are doing so to pay off debt. If you’re considering this, it’s important you understand how you can access your pension and what the long-term effects could be. According to data from Royal London,
Read moreA trend among modern retirees to increase their spending as they get older could mean that some run out of money during their lifetime. The new research is an important reminder to consider how your spending needs will change during your retirement. Traditionally, spending has been higher during the initial few years of retirement as
Read moreFor many people, travelling abroad has been put on hold for the last two years. As pandemic restrictions continue to lift around the world, you may be planning a city break to explore a new culture and escape. Keep in mind that Covid-19 rules vary around the world. You should check what restrictions are in
Read moreDirect debits arrived in the UK in 1964 as a paper-based system. They’ve become essential for managing household outgoings and almost 9 in 10 British adults have at least one direct debit commitment. Now, “Open Banking” will change the way you make payments, and it could provide you with far more flexibility, including through the
Read moreGaps in financial education are leaving many teenagers unprepared for managing their money and becoming independent. The good news is that they’re keen to learn and recognise how important getting to grips with personal finance is. Personal finance is part of the national curriculum. 73% of students surveyed as part of The London Institute of
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Thinking about what might happen after you die isn’t easy. It’s hard to imagine the world simply continuing. That’s likely one reason why so many people put off writing a will for “another time” or decide to “sort it later”. But the reality is, none of us know when we’ll die. Having a will in
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Tasting menus are a great alternative to a traditional à la carte menu, giving diners the opportunity to try a little bit of a lot of dishes. They can take away the quandary of what to order, or the disappointment of wishing you’d had something different. The premise of this type of menu is a
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Unlocking the equity that’s tied up in your home could provide a welcome boost to your finances and allow you to enjoy your later years. While many people choose to take a lump sum from their home, a drawdown plan might better suit your needs. According to data released by the Equity Release Council in
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