If you’re a landlord, your outgoings may have increased this year thanks to rising interest rates and could climb further. It’s essential that you review your cash flow and the effect it could have on long-term plans. A combination of factors, including the Ukraine war and the after-effects of the Covid-19 pandemic, means inflation is
Read moreAs inflation rises, many renters are finding that one of their largest outgoings has increased. If your rent has risen, you may be thinking that now is the right time to buy a home. It can be difficult to know when is the “right” time to purchase your first home. After all, you may worry
Read moreWhen you imagine the worries that might come with taking investment risk, it’s probably “taking too much” that comes to mind. After all, you’ve likely heard stories of people that have invested in high-risk opportunities and lost some or all their money. However, when you’re investing for the long term, taking too little risk can
Read moreIf you’re planning your retirement and aren’t sure where to start, you may have come across “rules” to follow. While these could provide a useful baseline, some of them are outdated and, as they don’t consider your circumstances, may not be right for you. Here are three outdated pension rules you may have come across,
Read moreIt can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could support their retirement goals. 31 October marks National Pension Tracing Day, so it’s the perfect time to review your savings and see if you could reclaim lost money. As you
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Thinking about what might happen after you die isn’t easy. It’s hard to imagine the world simply continuing. That’s likely one reason why so many people put off writing a will for “another time” or decide to “sort it later”. But the reality is, none of us know when we’ll die. Having a will in
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Tasting menus are a great alternative to a traditional à la carte menu, giving diners the opportunity to try a little bit of a lot of dishes. They can take away the quandary of what to order, or the disappointment of wishing you’d had something different. The premise of this type of menu is a
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Unlocking the equity that’s tied up in your home could provide a welcome boost to your finances and allow you to enjoy your later years. While many people choose to take a lump sum from their home, a drawdown plan might better suit your needs. According to data released by the Equity Release Council in
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