Retirement

Changes which occurred in April 2006, (A-Day) mean that savers can now generally contribute more in any one tax year than was previously the case. Therefore if you have left your pension planning until quite late in life, it is now possible to build up a sizeable pension fund in a short space of time (funds permitting of course).

Here are a few questions one should ask when considering planning for retirement:

• How much income will my current saving habits generate when I retire?
• How is my pension plan performing?
• Would I be better off with a SIPP instead of my current pension plan? What are the advantages and disadvantages for my situation?
• Should I consider making my home part of my pension?
• Am I fully utilising all available tax breaks via my pension plans?
• How did “A-Day” affect my plans for retirement?

Some of the older style plans taken out in the 80’s and 90’s can carry heavy charges, this can make a huge amount of difference to your retirement fund at your chosen retirement age. We can help with this.

At Templegate, we are here to help you find the answers to these key questions.

The initial consultation is covered byTemplegate.

So what next?

The only thing left for you to do is pick up the phone and call Templegate on 01264 300125, 0845 833 8837 or, email
info@templegatefinancial.co.uk or, complete our enquiry form.

Templegate Financial Planning Ltd is an appointed representative of Sage Financial Services Ltd, which is authorised and regulated by the Financial Services Authority. Sage Financial Services is entered on the FSA register (www.fsa.gov.uk/register) under reference 150452. The FSA do not regulate will writing services or some forms of mortgages and inheritance tax planning. The information and content of this website is intended for UK consumers only and is subject to the UK regulatory regime. Templegate Financial Planning Ltd. Registered Office: Winton House, Winton Square, Basingstoke, Hampshire, RG21 8EN Registered in England No. 04416499.